Members of the Fintech Task Force in the United States House of Representatives are no doubt watching cryptos and blockchain technology as solutions to problems posed by not financially included persons and a slow payments process. The United States House Financial Services Committee (“HFSC”) formed last June 2019 two new task forces, one on Financial Technology (“Fintech”) and the other on Artificial Intelligence (“AI”) to better inform the HFSC’s legislative agenda on a wide variety of legal, regulatory, and policy issues of importance to the financial services industry. The FinTech task force particularly focused on crypto in a house hearing