Recently visa experts named three trends that are likely to redefine the world of electronic payment systems and make online payments the leading mode of payment for both businesses and individuals. It is no surprise that the grand-scale innovations in commerce and consumer technology demand no room for errors in the electronic payment systems world. With consumers spending more time online than in real-world and e-commerce, bringing the entire retail market right at the consumers’ fingertips, a seamless payment experience is only an essential requirement. In fact, according to the “How we will pay” study conducted by Visa, in collaboration