According to the Q4 2019 report released by Ripple the crypto lending market, currently estimated to be worth five billion US dollars ($5 billion), is set for an upsurge this year. The five billion dollars worth crypto credit industry practically emerged from nothing and witnessed tremendous demand in the last two years. The industry is now headed for a significant blow-up in 2020, reports suggest. However, with relaxed lending norms, large sums of money chasing few borrowers, and increased vulnerability to risks, the crypto lending platforms serve as a subtle reminder of how emerging technologies are paving the way for