The US Federal Reserve some months ago said through Lael Brainard, that they had not seen an urgent need for a Federal-issued digital currency. She said this at a Digital Currency Conference held in San Francisco. Well, the conversation has changed. On the 5th of February, she said top decision-makers of the US Federal Reserve has begun to consider such an idea in a more positive light. This was at a conference on the future of payments held at the Stanford Graduate School of Business. In her speech, she explained that the Federal Reserve was carrying out research and experiments