Ripple's XRP is not a long-term hold, but does have a unique medium-term profit opportunity because of the SEC lawsuit.The token price has decreased by over 20% since the publication of my first article. The price is also falling relative to other cryptocurrencies.Settlement could potentially occur at any time, but reading the tea leaves shows the proceedings are still slow and deliberate.Vauld is a Coinbase Ventures and Peter Thiel-backed exchange that lists XRP for trading and pays 6.7% interest on a fixed deposit.