Change is a platform that will leverage the Ethereum blockchain to provide bank services. Change plan to create a universal crypto wallet, a Change card, and also integrate a marketplace of Fintechs.

Change Token is an ERC-20 token that will benefit users in several ways, user can validate their transactions through a Tokenised KYC information Sharing, possibility to spend their cryptocurrencies and receive cash-back (in the form of Change token, through the use of the Change Card), exchange their cryptocurrencies for different kind of products/services in the marketplace.

Team:

• Kristjan Kangro: CEO.
• Edgars Simanovskis: CTO. 
• Henry Kehlmann: Blockchain Developer. 

Change held its ICO on the 16th of September, 2017. The ICO token supply represents 40% of the total token supply, so there was a total of 79,184,115 tokens available, for 0,002 ETH each during the offering. The funding cap was 200,000 ETH and ended on the 16th of October,2017.

Token Reserve Split (60%):

• 15% Community, R&D & bounties;
• 10% Early investors, current & future advisors, partnerships;
• 15% Founders, team & future employee motivation packages;
• 20% Change sustainability reserve;

Change ICO campaign featured a bounty campaign and a bonus program, and the token will not be mineable.

Bonus Structure:

• 20% first 24 hours;
• 15% first week;
• 10% second week;